I noticed in a recent test game, where i was just attempting to cruise to 1910 to test features, that my credit rating(according to my save files) appears to have dropped from 10 to 6.
You might think this is fine if you consider ive been taking losses (big losses) the entire game.
The problem is, in my current test game, ive edited the save files to have 1.5billion dollars.
Even if i continued to lose the amount i had been loosing for most of the game, i have enough money to last 312 years before hitting 0. I hardly think any bank would have cause for concern.
My suggestion:
Credit rating should not take into account your losses if your cash/banked cash far exceeds it. (10-20 years of saved cash and you would still be fine for e.g).
You might think this is fine if you consider ive been taking losses (big losses) the entire game.
The problem is, in my current test game, ive edited the save files to have 1.5billion dollars.
Even if i continued to lose the amount i had been loosing for most of the game, i have enough money to last 312 years before hitting 0. I hardly think any bank would have cause for concern.
My suggestion:
Credit rating should not take into account your losses if your cash/banked cash far exceeds it. (10-20 years of saved cash and you would still be fine for e.g).